How Can A Public Adjuster Work With Your Condo Association?

Accidents happen all the time. Unfortunately, they occur randomly, and you are never really prepared for them. So, in the event of damage to your condo, what do you do? First, you have to file with your insurance company. Even though your insurance company assigns you an agent to help you and advocate for you, they might not be the best person to get non-biased assistance from. 

You need a public adjuster. Their only job is to advocate for you during your claim process. They deal with all of the harrowing paperwork, meetings, and documents necessary. They are extremely proficient in earning you a speedy and efficient settlement—mostly because that is how they get paid. They know the inner workings of insurance policies and how to maneuver within the restrictions they pose against you getting all your policy offers. 

A public adjuster is one of the most definite ways to get a quick and easy settlement from your insurance. But what if you live in a condo building or community, where it can be difficult to deal with your insurance personally? They will work with those, too.

This is where the public adjuster comes in handy. In the event of damage done to your home, they will do the work of talking with both your condo association and your insurance company so that you can get the best settlement possible. 

How Can A Public Adjuster Help You with Your Condo Association After Damage?

Being a part of a condo association with many strict insurance policies can cause complicated conflicts with your insurance policy, which can cause frustration.

A public adjuster is your best advocate. But this does not just stop with your insurance company. They can help you mediate between your insurance policy and your condo association’s input on the damage done to your home. Of course, your condo association wants the damages fixed as much as you do, especially because part of their policy covers your property, too.  Here are some examples of how public adjusters work with your condo association:

Public Adjusters Are The First Ones On The Scene

Your public adjuster should be the first person you call when something goes wrong. They are there to take care of you and alleviate your stress. 

The public adjuster will document all of the immediate damages and take pictures that prove the extent of the damage. Your insurance company is not your enemy, but they are not necessarily on your side either. They will not want to pay out thousands of dollars to you if they can help it.

Public Adjusters Make Sure Everything Goes Where It Needs To Go

There are many documents needed throughout the entire claim and settlement process. It is very confusing on what is needed, when, where, and who it goes to. A public adjuster is much more informed on what to do with what. They can make sure that every document gets to where it needs to go. 

Public Adjusters Will Make Sure All Settlements Are Completed Quickly

With both you and your condo association dealing with insurance filings and companies, the assumption would be that the final settlement would take months (and sometimes years) to complete. But a public adjuster’s main job is to handle situations like these, so they would ensure that your settlement is not delayed for any reason. So they have the time to focus on your case. It is their job. 

Public Adjusters Will Not Get In The Way

Sometimes when you have someone as your advocate, they can get in the way of you doing other things. This is not the case for public adjusters. Their purpose is to make you feel better about the claim process, not make you feel smothered or choked off by it. So, they will not get in the way of your life continuing past the insurance battle.

Because of how much they help, there is no downside to hiring a public adjuster to help you through the devastation that accidents can cause to your home.